Our Clients
Every person, family, or organization is different. That’s why we spend time upfront getting to know you and your goals. Yet we do find that most FWM clients fall into one or more of the categories below.
1. People near or in retirement –
People nearing or in retirement want to make sure they can maintain their standard of living and not run out of money later in life, but retirement planning is filled with many choices and pitfalls. FWM can help. For example, we can help you save tax-efficiently, determine when you can reasonably retire, and can manage your retirement savings in a way that contributes to your financial peace-of-mind.
2. “High Net Worth” individuals/families –
Wealth affords many advantages, but often creates many concerns about how to best preserve, grow, and use those financial resources. FWM can help. For example, we can help you invest your assets in an opportunistic, risk-managed, tax-efficient manner, and help you evaluate options for wisely sharing your wealth with family members and charitable organizations. FWM also has the unique ability to design a customized strategy to invest a portion of your assets to meet special return, income, or risk objectives (see Our Services)
3. Business owners/entrepreneurs –
The most common source of significant wealth generation is business ownership, but running a business often leaves little time or energy to focus on personal finances. FWM can help. For example, we can help you take advantage of special opportunities to enhance after-tax income and savings (for you and your employees), and can manage your investments wisely so you can focus on running your business.
4. High income professionals –
Many doctors, dentists, lawyers, and corporate executives have incomes that exceed their living expenses, but busy professionals often don’t have the time or energy to focus on personal finances. FWM can help. For example, we can provide tax-efficient saving and investing strategies to help you convert your high current income into meaningful future wealth.
5. Charitable organizations –
Charitable organizations that have received significant financial gifts often struggle deciding how they might invest some of their assets to fund future expenditures. FWM can help. For example, we help you establish an endowment fund and invest those assets with the twin goals of distributing cash for current needs and growing capital for future opportunities.
6. Widows, divorcees, inheritors –
Events in life can create new financial responsibilities and opportunities that often lead to unwanted stress and uncertainty. FWM can help. For example, we can help you create a new personal financial plan and can manage your investments to help you reach your short-term and long-term financial goals.
7. Those saving for retirement –
Younger people know they should be saving for retirement, but often struggle with tight budgets and how to discern among the many saving and investing options available. FWM can help. For example, we can help you create a financial and investment plan that takes advantage of low cost, tax-deferred options with the potential to help you accumulate significant wealth over your working years.
The FWM Difference
It’s all about you! Every client is different. We don’t assume that we know what you need. We listen and ask questions. We do believe that FWM’s range of investment management and advisory services can serve to meet most prospective clients’ needs. But if you need something FWM can’t provide, we’ll help you find someone who can.
Our Clients
Every person, family, or organization is different. That’s why we spend time upfront getting to know you and your goals. Yet we do find that most FWM clients fall into one or more of the categories below.
1. People near of in retirement –
People nearing or in retirement want to make sure they can maintain their standard of living and not run out of money later in life, but retirement planning is filled with many choices and pitfalls.
FWM can help. For example, we can help you save tax-efficiently, determine when you can reasonably retire, and can manage your retirement savings in a way that contributes to your financial peace-of-mind.
2. “High Net Worth” individuals/families –
Wealth affords many advantages, but often creates many concerns about how to best preserve, grow, and use those financial resources.
FWM can help. For example, we can help you invest your assets in an opportunistic, risk-managed, tax-efficient manner, and help you evaluate options for wisely sharing your wealth with family members and charitable organizations. FWM also has the unique ability to design a customized strategy to invest a portion of your assets to meet special return, income, or risk objectives (see Our Services)
3. Business owners/entrepreneurs –
The most common source of significant wealth generation is business ownership, but running a business often leaves little time or energy to focus on personal finances.
FWM can help. For example, we can help you take advantage of special opportunities to enhance after-tax income and savings (for you and your employees), and can manage your investments wisely so you can focus on running your business.
4. High income professionals –
Many doctors, dentists, lawyers, and corporate executives have incomes that exceed their living expenses, but busy professionals often don’t have the time or energy to focus on personal finances.
FWM can help. For example, we can provide tax-efficient saving and investing strategies to help you convert your high current income into meaningful future wealth.
5. Charitable organizations –
Charitable organizations that have received significant financial gifts often struggle deciding how they might invest some of their assets to fund future expenditures.
FWM can help. For example, we help you establish an endowment fund and invest those assets with the twin goals of distributing cash for current needs and growing capital for future opportunities.
6. Widows, divorcees, inheritors –
Events in life can create new financial responsibilities and opportunities that often lead to unwanted stress and uncertainty.
FWM can help. For example, we can help you create a new personal financial plan and can manage your investments to help you reach your short-term and long-term financial goals.
7. Those saving for retirement –
Younger people know they should be saving for retirement, but often struggle with tight budgets and how to discern among the many saving and investing options available.
FWM can help. For example, we can help you create a financial and investment plan that takes advantage of low cost, tax-deferred options with the potential to help you accumulate significant wealth over your working years.
The FWM Difference
It’s all about you! Every client is different. We don’t assume that we know what you need. We listen and ask questions. We do believe that FWM’s range of investment management and advisory services can serve to meet most prospective clients’ needs. But if you need something FWM can’t provide, we’ll help you find someone who can.